The Problem

If you would ask a person if he or she believe they will retire millionaires, the person will most likely answer: "I would like to, but I don°t believe I will".

I can assure you, once you are done reading you will.
   How many educators teach the way to wealth? Most educators live on a very minute salary and they themselves don't know how to break out of that mind set. Still, we constantly here that 90 % of divorce rate, family feuds, anxiety and depression is due to financial problems.
  Why don't we teach some simple skills that can pave the way to financial freedom? Let°s include in the curriculum of high schools or even elementary schools "Wealth 101". Most of our lives experiences are based on financial status and money management (or mismanagement) from balancing our checkbooks to investments and money growth.
   Starting at a young age, a child needs to learn some basic techniques of "money thinking" ¬ budgeting, value of money, and growth of savings, to name a few. How can we create a better tomorrow for our children?
   Educators look at the rational and logical aspects of life while ignoring the spiritual abundance that by far is exerts more influence on our lives.
"Use your card only in an emergency" For a 16-year-old, shopping in a local mall is an emergency.
   We talk about teaching our kids to be savvy investors and great budgeters, yet in most cases we need to educate ourselves first. The best recommendation is to study money together, and with the process, instill in your children your real life°s experiences and values of money.
J.Paul Getty taught his children to work with a budget rather on a need base. Giving an allowance is probably the best way for children to learn. This way you give your children the tools to do the math.
   To start talking about money you need to give your children a reason lo listen. You need to create incentives for savings; you need to make savings activities fun, set goals, and reward your children for achieving them.
   By giving children an allowance, parents teach children about setting goals, budgeting, responsibility, making right and wrong decisions, and learning from those decisions.
Then, the discipline of savings with the tools we are going to discuss later on, is going to create the wealth desired as your children mature.
   In today°s day and age it is very difficult for a family to survive on one person°s income. Many couples are struggling to support the entire family. More so, hardship falls on single-parent families, and especially on women, who are underpaid in comparison to men. It is only in the past ten years or so that more emphasis was put on women and investing. Years ago talking to women about their finances was new and practically unheard of. Research shows that 9 out of 10 women will be solely responsible for their finances at some point in their lives. However, until today, many women have remained uninvolved in financial issues that are critical to their welfare and retirement. Research shows only 14% of women have $100,000 or more saved for retirement.
   In the past few years, women became much more involved and informed regarding their finances. Nevertheless, most still need to save more, invest earlier and be more informed.
That may shock you, but nevertheless, almost nothing that you about to read here is new. I°ve put together some ideas of the great minds of the century°s experience, knowledge and wisdom. These thoughts from these giants of the investment and spiritual arenas, have been compiled here, for you to benefit and prosper from.
   My mission is to educate as many people as possible. What you are about to discover can impact your life in a tremendously positive way.
   You do not need to read countless books, watch numerous video tapes and listen to audio cassettes. This simple book summarizes and delivers, in a few easy to understand paragraphs, the valuable information that was gathered from many great minds, and presents it in simple and practical terms.
   In our time, we are so constantly bombarded with information, it is difficult not to be skeptical even when the information is correct This book will ease your skepticism.
I strongly believe that every person can become a millionaire. However, many people°s life experience shows the opposite.
   With this book, it is my wish to share with you a few simple methods that can be instantly applied, and that have been proven to work for many people.